*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,Segoe UI,Arial,sans-serif;color:#172033;background:#fff;line-height:1.65}
a{color:#075f4c}
img{max-width:100%;display:block}
button,input{font:inherit}
.skip-link{position:fixed;left:12px;top:12px;z-index:1000;padding:10px 14px;background:#172033;color:#fff;transform:translateY(-160%)}
.skip-link:focus{transform:none}
.site-header{height:76px;display:flex;align-items:center;justify-content:space-between;padding:0 max(24px,calc((100vw - 1180px)/2));border-bottom:1px solid #dfe5eb;background:#fff;position:sticky;top:0;z-index:50}
.brand{display:flex;align-items:center;color:#172033;text-decoration:none;font-size:20px;font-weight:850}
.brand span span{color:#0b8f66}
.site-header nav{display:flex;gap:26px}
.site-header nav a{color:#263348;text-decoration:none;font-weight:700;font-size:14px}
.site-header nav a:hover,.site-header nav a:focus{color:#0b8f66}
.menu-button{display:none}
.hero,.article-hero{max-width:1180px;margin:auto;padding:66px 24px 48px;display:grid;grid-template-columns:1.05fr .95fr;gap:62px;align-items:center}
.hero img,.article-hero img{width:100%;aspect-ratio:4/3;object-fit:cover;border-radius:6px}
.eyebrow,.result-label{font-size:12px;text-transform:uppercase;font-weight:900;color:#0b8f66;letter-spacing:.08em;margin:0 0 10px}
h1{font-size:64px;line-height:1.06;letter-spacing:0;margin:0 0 22px}
h2{font-size:32px;line-height:1.2;letter-spacing:0}
h3{letter-spacing:0}
.hero-copy{font-size:19px;color:#536174}
.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}
.button{display:inline-flex;align-items:center;justify-content:center;border:0;border-radius:5px;background:#0b8f66;color:#fff;padding:13px 18px;text-decoration:none;font-weight:850;cursor:pointer}
.button:hover,.button:focus{background:#087553}
.button.secondary{background:#eaf2fb;color:#123f72}
.button.secondary:hover,.button.secondary:focus{background:#dce9f7}
.signal-strip{max-width:1180px;margin:0 auto 28px;padding:0 24px;display:grid;grid-template-columns:repeat(4,1fr)}
.signal-strip div{padding:18px 20px;border-top:1px solid #d8e1e7;border-bottom:1px solid #d8e1e7;border-right:1px solid #d8e1e7}
.signal-strip div:first-child{border-left:1px solid #d8e1e7}
.signal-strip strong,.signal-strip span{display:block}
.signal-strip strong{font-size:20px;color:#172033}
.signal-strip span{font-size:13px;color:#607089}
.disclosure{max-width:1180px;margin:0 auto 36px;padding:15px 20px;background:#fff8e3;border:1px solid #ecd892;display:grid;grid-template-columns:160px 1fr;gap:20px}
.decision-workbench{padding:58px max(24px,calc((100vw - 1180px)/2));background:#eef6f4;display:grid;grid-template-columns:1.1fr .9fr;gap:60px;align-items:center}
.workbench-copy{max-width:680px}
.segmented{display:flex;gap:4px;flex-wrap:wrap;padding:4px;background:#dfeae7;width:max-content;max-width:100%;border-radius:6px}
.segmented button{border:0;background:transparent;color:#324454;padding:9px 13px;border-radius:4px;cursor:pointer;font-weight:750}
.segmented button.active,.segmented button[aria-pressed="true"]{background:#fff;color:#075f4c;box-shadow:0 1px 2px rgba(23,32,51,.12)}
.decision-result{background:#fff;border:1px solid #d6e2df;border-left:5px solid #e85d3f;padding:26px}
.decision-result strong{display:block;font-size:26px;margin-bottom:8px}
.decision-result p{color:#536174}
.band{background:#f3f6f8;padding:64px max(24px,calc((100vw - 1180px)/2))}
.content{max-width:1180px;margin:auto;padding:64px 24px}
.narrow,.article{max-width:860px}
.wide{max-width:1080px}
.section-head{max-width:720px;margin-bottom:30px}
.section-head.spaced{margin-top:56px}
.section-action{margin-top:28px}
.steps,.provider-grid,.check-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}
.steps article,.provider-card,.check-grid>div{background:#fff;border:1px solid #dce4ea;border-radius:6px;padding:22px}
.steps span{font-weight:900;color:#e85d3f}
.steps a{font-weight:800}
.provider-card{display:flex;flex-direction:column;gap:13px;min-width:0}
.provider-card[hidden],.comparison-table tr[hidden]{display:none}
.provider-top{display:flex;justify-content:space-between;gap:16px}
.provider-top h3{font-size:24px;margin:5px 0}
.badge{font-size:11px;text-transform:uppercase;font-weight:850;color:#0b8f66;margin:0}
.score{display:grid;place-items:center;width:52px;height:52px;background:#eaf2fb;color:#174a80;font-weight:900;border-radius:50%}
.rating-bar{height:5px;background:#e4e9ed;overflow:hidden}
.rating-bar span{display:block;height:100%;background:#e85d3f}
.provider-summary{color:#536174}
.provider-facts{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:#dce4ea;margin:0}
.provider-facts div{background:#f7f9fa;padding:9px}
.provider-facts dt{font-size:10px;text-transform:uppercase;color:#667586;font-weight:800}
.provider-facts dd{margin:2px 0 0;font-size:13px;font-weight:800;color:#263348}
.fit,.evidence{padding:14px;background:#f7f8f9;border-left:4px solid #e85d3f}
.fit strong,.fit span{display:block}
.check-list{padding-left:20px;margin:0}
.check-list li{margin:5px 0}
.check-list.large{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;list-style:none;padding:0}
.check-list.large li{padding:15px;background:#eef6f4;border-top:3px solid #0b8f66}
.text-link{margin-top:auto;font-weight:850}
.matrix-head{display:flex;justify-content:space-between;align-items:end;gap:24px;margin:50px 0 20px}
.matrix-head h2{margin-bottom:0}
.table-wrap{overflow-x:auto;border:1px solid #d6e0e7}
.comparison-table{width:100%;border-collapse:collapse;min-width:850px;background:#fff}
.comparison-table th,.comparison-table td{text-align:left;vertical-align:top;padding:15px 16px;border-bottom:1px solid #dfe5eb}
.comparison-table thead th{background:#172033;color:#fff;font-size:12px;text-transform:uppercase;letter-spacing:.05em}
.comparison-table tbody th{font-size:17px}
.comparison-table tbody th span{display:block;font-size:11px;color:#607089;font-weight:600}
.comparison-table tbody tr:hover{background:#f4f8f7}
.comparison-table.two-way{min-width:700px}
.image-band{display:grid;grid-template-columns:1fr 1fr;background:#172033;color:#fff}
.image-band img{width:100%;height:100%;min-height:430px;object-fit:cover}
.image-band>div{padding:64px}
.dark-facts{margin:28px 0;display:grid;gap:1px;background:#425065}
.dark-facts div{background:#202b3d;padding:12px 14px}
.dark-facts dt{font-size:11px;color:#9ab1c6;text-transform:uppercase;font-weight:800}
.dark-facts dd{margin:2px 0 0;font-weight:700}
.article-hero h1{font-size:50px}
.meta{color:#607089}
.review-summary{max-width:1180px;margin:0 auto 30px;padding:0 24px;display:grid;grid-template-columns:repeat(4,1fr)}
.review-summary div{padding:16px;border-top:1px solid #dce4ea;border-bottom:1px solid #dce4ea;border-right:1px solid #dce4ea}
.review-summary div:first-child{border-left:1px solid #dce4ea}
.review-summary span,.review-summary strong{display:block}
.review-summary span{font-size:11px;text-transform:uppercase;color:#607089;font-weight:800}
.review-summary strong{margin-top:4px}
.article-layout{max-width:1180px;margin:auto;display:grid;grid-template-columns:220px minmax(0,860px);gap:48px;align-items:start;padding:0 24px}
.page-nav{position:sticky;top:100px;margin-top:42px;padding:18px;border-left:3px solid #0b8f66;background:#f4f7f8;display:grid;gap:8px}
.page-nav a{font-size:14px;text-decoration:none;color:#435267}
.article{margin:auto;padding:42px 24px 70px;font-size:18px}
.article-layout .article{padding-left:0;padding-right:0}
.article h2{margin-top:42px;scroll-margin-top:100px}
.verdict{padding:24px;border:1px solid #cdd9e3;border-left:5px solid #0b8f66}
.verdict-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.verdict-grid article{padding:18px;background:#eaf2fb;border-top:4px solid #174a80}
.verdict-grid strong,.verdict-grid span{display:block}
.question-strip{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:#dce4ea;margin:24px 0}
.question-strip div{padding:16px;background:#f7f9fa}
.question-strip span,.question-strip strong{display:block}
.question-strip span{font-size:11px;text-transform:uppercase;color:#607089;font-weight:800}
.tool-hero,.page-head{padding:58px 24px 30px;max-width:900px;margin:auto}
.tool-hero h1,.page-head h1{font-size:50px}
.tool-steps{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:#dce4ea;padding:0;margin:30px 0 0;list-style:none}
.tool-steps li{padding:12px;background:#f7f9fa;font-weight:750;font-size:14px}
.tool-steps span{display:inline-grid;place-items:center;width:26px;height:26px;margin-right:8px;border-radius:50%;background:#172033;color:#fff;font-size:12px}
.tool-layout{max-width:1000px;margin:0 auto 30px;padding:0 24px;display:grid;grid-template-columns:minmax(0,1fr) 260px;gap:20px;align-items:start}
.tool-shell{padding:26px;border:1px solid #dce4ea;background:#fbfcfd}
.tool-aside{padding:22px;background:#eef6f4;border-top:4px solid #0b8f66}
.tool-aside strong{display:block;font-size:20px}
.question{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.question fieldset{border:1px solid #dce4ea;padding:16px}
.question label,.checklist label{display:block;padding:9px 0}
.calculator{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}
.calculator label{font-weight:750}
.calculator input{display:block;width:100%;margin-top:6px;padding:11px;border:1px solid #aebbc8}
.result{margin-top:20px;padding:22px;background:#eef6f4;border-left:4px solid #0b8f66}
.checklist{display:grid;grid-template-columns:1fr 1fr;gap:4px 24px}
.progress{margin-top:20px}
.progress progress{width:100%;height:18px;accent-color:#0b8f66}
.back-top{position:fixed;right:18px;bottom:18px;background:#172033;color:#fff;padding:10px 12px;text-decoration:none;border-radius:4px}
footer{display:flex;justify-content:space-between;gap:30px;padding:42px max(24px,calc((100vw - 1180px)/2));background:#f3f6f8}
footer nav{display:flex;gap:15px;flex-wrap:wrap}
footer a{color:#263348}
@media(max-width:900px){
  .site-header{padding:0 18px}.menu-button{display:block}.site-header nav{display:none;position:absolute;top:76px;left:0;right:0;background:#fff;padding:20px;flex-direction:column}.site-header.open nav{display:flex}
  h1{font-size:48px}.article-hero h1,.tool-hero h1,.page-head h1{font-size:40px}
  .hero,.article-hero{grid-template-columns:1fr;padding-top:42px;gap:28px}.hero img,.article-hero img{order:-1}
  .signal-strip,.review-summary{grid-template-columns:repeat(2,1fr)}.signal-strip div:nth-child(3),.review-summary div:nth-child(3){border-left:1px solid #d8e1e7}
  .decision-workbench,.image-band{grid-template-columns:1fr}.image-band>div{padding:38px 24px}
  .steps,.provider-grid,.check-grid,.question{grid-template-columns:1fr 1fr}
  .article-layout{grid-template-columns:1fr}.page-nav{position:static;margin-top:28px}.article-layout .article{padding-top:0}
  .tool-layout{grid-template-columns:1fr}.tool-aside{order:-1}
}
@media(max-width:620px){
  h1{font-size:40px}.article-hero h1,.tool-hero h1,.page-head h1{font-size:36px}
  .steps,.provider-grid,.check-grid,.question,.calculator,.checklist,.verdict-grid,.question-strip,.check-list.large{grid-template-columns:1fr}
  .signal-strip,.review-summary{grid-template-columns:1fr}.signal-strip div,.signal-strip div:nth-child(3),.review-summary div,.review-summary div:nth-child(3){border-left:1px solid #d8e1e7}
  .disclosure{margin:0 18px 28px;grid-template-columns:1fr}.segmented{width:100%}.segmented button{flex:1 1 130px}
  .matrix-head{align-items:start;flex-direction:column}.filter-controls{width:100%}
  .provider-facts{grid-template-columns:1fr}.tool-steps{grid-template-columns:1fr}.image-band img{min-height:280px}
  footer{flex-direction:column}
}